PostFinance generated an operating profit of 240 million francs last year, representing an increase of 20 million francs. However, this was achieved thanks only to price adjustments to financial services and positive market value fluctuations. The low-interest environment remains a major challenge. Interest income fell significantly again compared to the previous year, decreasing by 164 million francs. Operating income was down 44 million francs to 1,660 million francs.